An appointed representative of Beneficial Ltd, authorised and regulated by the Financial Conduct Authority

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0203 195 3880

About WeSure

About WeSure

A London mortgage and insurance broker that does the legwork: the comparing, the paperwork and the chasing, so you can get on with the move.

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A row of brick buildings on a London street near Old Street

Who we are

Life is full of uncertainties. We are here to make the money side of them clear.

WeSure is the trading name of We Sure Limited, a company registered in England and Wales in 2023 and based at 128 City Road, London. We arrange mortgages, insurance and home cover for people in London and across the rest of the UK.

We believe insurance should be more than a policy, and a mortgage more than a rate: both are a relationship built on trust and reliability. So we take the time to listen to your concerns, understand your goals and put together options that fit your budget, whether you are after landlord, home or appliance cover, a complete tailored package, or the loan that gets you the keys.

What sets us apart is the service. We make the process as simple and straightforward as we can, guide you through every step and answer every question along the way, so you feel supported and confident in each decision. Our friendly, knowledgeable team is always ready to help, and the phone lines are open around the clock to log an enquiry or a claim.

We are an appointed representative of Beneficial Ltd, a network authorised and regulated by the Financial Conduct Authority. The advice we give and the promotions we publish are overseen by a principal firm whose compliance team checks our work, and you have the same protections as with any directly authorised broker, including access to the Financial Ombudsman Service.

  • Access to 80+ lenders
  • Broker fees from £495, agreed before you commit
  • Based in London, advising across the UK

Mortgages

Securing a mortgage is one of the biggest financial decisions you will make. Whether you are a first-time buyer, moving, remortgaging or buying to let, we simplify the process, compare a wide range of lenders and handle the application.

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Insurance

As an independent broker we work with a range of insurers, so we can compare home, landlord and life and protection cover on what it covers as well as what it costs, and do the research for you.

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Home cover

Plumbing, drainage, boiler and appliance cover added to your policy, so a breakdown is a phone call rather than a bill, and someone answers whenever it happens.

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The people

Who you will be dealing with

A qualified adviser from the first call to completion, with no call centre between you and the person handling your case.

  • Sean Timoney of WeSure, smiling, in a navy shirt

    Sean Timoney

    Mortgage adviser, CeMAP

    Advises clients from the first call to completion, and is the contact for anything to do with your data.

How it works

Four steps, one adviser, no chasing on your part

  1. Tell us about you

    A call of around thirty minutes about your plans, income and timescale. No forms yet and no credit search.

  2. We compare the market

    We approach lenders and insurers on your behalf and come back with clear recommendations and the reasons behind them.

  3. You choose, we apply

    Once you decide, we prepare and submit everything and chase the lender, the valuer and your solicitor for you.

  4. Keys, with cover in place

    Your offer arrives, the home and the people in it are protected, and you have one person to call. Usually within one working day of first contact for the first step.

What it costs

Fees, explained before you commit

Our mortgage broker fee starts from £495. The exact fee depends on your circumstances and is agreed with you before you commit to anything.

For insurance and home cover, we explain how we are paid before you buy. Our first conversation costs nothing, involves no credit search and commits you to nothing.

Beyond our clients

We are part of the communities we serve. We take part in local initiatives and support charities that make a difference to people's lives, because a business should be a good neighbour as well as a good adviser.

Regulation

Who regulates us

WeSure is a trading name of We Sure Limited (FRN 999407), which is an appointed representative of Beneficial Ltd. Beneficial Ltd is authorised and regulated by the Financial Conduct Authority (FCA number 736655).

We Sure Limited is registered in England and Wales, company number 14718290. Registered office: 128 City Road, London, United Kingdom, EC1V 2NX.

Beneficial Ltd is registered in England and Wales, company number 09903981. Registered office: Suite 1, 16a Alderley Road, Wilmslow, SK9 1JX.

You can check both firms on the FCA register. If something goes wrong, our complaints page explains what to do.

Tell us what you are looking for

A short form or a phone call. An adviser comes back within one working day.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Our mortgage broker fee starts from £495. The exact fee depends on your circumstances and is agreed with you before you commit to anything.