Home cover
Appliance cover from £5.50 a month
White goods break at the worst moment. Appliance cover pays for the repair or replacement, with no limit on the number of call-outs.
Appliance insurance protects your white goods against mechanical and electrical breakdown and accidental damage, with cover up to £2,500 and unlimited call-outs. Standard wear and tear is excluded.
Without it, the cost of repairing or replacing a washing machine or fridge freezer lands all at once. Breakdown packages start from £5.50 a month.
This cover can only be purchased as an add-on to a home or landlord insurance policy arranged through WeSure.
The detail
What is and is not covered
Appliances covered
- Oven or hob
- Hood or extractor
- Dishwasher
- Fridge freezer
- Washing machine
- Tumble dryer
- Freestanding cooker
- Microwave
- Television
What is not covered
- Appliances owned by a landlord
- Pre-existing faults
- Any claim in the first 28 days
- Appliances over 10 years old
- Second-hand appliances and items bought from auction sites
- Price
- From £5.50 a month
- Cover limit
- Up to £2,500
- Call-outs
- Unlimited
- Cooling-off period
- 14 days
Claims line: 0203 195 3880, Monday to Friday, 9am to 5pm.
Cover is subject to underwriting and to the terms and conditions of the policy. Conditions and exclusions apply. Please refer to the policy documents for full details.
How it works
Appliance cover, step by step
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An appliance fails
You submit a claim online at any time, or call the claims line during office hours.
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An engineer attends
Between 9am and 5pm, Monday to Friday, to repair or confirm a replacement.
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Settled directly
The insurer settles with the engineer or supplier, up to the £2,500 limit.
Good to know
Appliance cover questions
What is home appliance cover?
Insurance for a range of household appliances against breakdown and accidental damage, from washing machines and fridge freezers to tumble dryers and televisions. Appliances over 10 years old cannot be covered.
Why is appliance cover worth having?
It means a broken appliance is fixed or replaced without a sudden bill, and there is no limit on how many times you can call an engineer out.
How do I make a claim?
Submit the claim online at any time or call the claims line, and an engineer is booked for a weekday between 9am and 5pm. The insurer settles the cost directly.
Why choose WeSure for home cover?
Because the cover we arrange is an insurance policy, arranged through a firm regulated by the Financial Conduct Authority, rather than a maintenance agreement. That means clear terms, a complaints route and a claims helpline.
Can I buy this on its own?
No. Each of these covers is an add-on to a home or landlord insurance policy arranged through us. If you do not yet have a policy with us, ask for a home insurance quote and we will add the cover you want.
Ready to talk about appliance cover?
Tell us a little about what you need and we will come back within one working day. No obligation, and nothing is applied for until you say so.
Cover is subject to underwriting and to the terms and conditions of the policy. Conditions and exclusions apply. Please refer to the policy documents for full details.