Mortgages
Fixed or tracker mortgage, which is right for you?
What fixed, tracker and standard variable rates actually do to your monthly payment, when each one tends to win, and the questions to ask before you choose.
Guides
Guides
The questions we answer most often, written down. General information to read before a conversation, not advice in place of one.
All guides
Mortgages
How much deposit do I need for a mortgage?
The minimum deposit, why a bigger one buys a cheaper rate, what lenders accept as a deposit, and where first-time buyers in London find the money.
Insurance
Landlord insurance, what is covered and what is not
Why a home policy will not cover a let property, what landlord insurance includes as standard, the add-ons worth having, and the exclusions to read twice.
Mortgages
Remortgaging explained, from start to finish
When a remortgage saves money, what happens from first conversation to completion, what it costs, and why rolling debts into your home needs care.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Our mortgage broker fee starts from £495. The exact fee depends on your circumstances and is agreed with you before you commit to anything.